Modify SBI Inter-Bank Beneficiary For RTGS & NEFT

To complete online money transfer using either RTGS or NEFT in your State Bank of India net banking account, the first step is to add the account details of the person to whom you are sending money. Once the details are added under Inter-Bank Beneficiary list, you can start sending money to his/her account. However, it is possible that you might have entered wrong details while adding the beneficiary details. SBI allows users to either modify or delete a beneficiary if the user find the details incorrect. This article explains how to modify or delete beneficiary on SBI account within few minutes. The same procedure can be followed if you are seeing you have reached the maximum number of beneficiaries in your account while adding a new one.

Step By Step Instructions To Delete Beneficiary in HDFC Bank

Steps to Add a Beneficiary in State Bank Net-banking Account

  1. Visit the SBI Netbanking login Link and enter netbank username and password.

  2. Click on Profile from the top menu. You can see the picture below.

  3. Click on Manage Beneficiary

  4. You will be asked to enter profile password to proceed

  5. Now you should select the beneficiary category from the list. It is important to note that there is certain restrictions while adding beneficiary in SBI account. You can add only one account per day in each category.

    There are different category for different functions.

    • Intra Bank Beneficiary : If you are planing to add a person who is having account on State Bank of India, you should choose this category.

    • Inter Bank Beneficiary : If you want to Send RTGS of NEFT to an other bank account holder, for example ICICI bank or Canara Bank, you should click on this category to add him as beneficiary.

    • State Bank Group Beneficiary : In the same way if you are adding a person having account on any associated banks of State Bank of India like State Bank of Hyderabad, State Bank of Mysore or State Bank of Trvancore, you can use this category.

  6. Click on Add button to add a beneficiary account

  7. While Adding beneficiary, you can set the maximum limit of amount that can be transferred in one transaction. If you want to change the maximum limit, you must click view button next to Add button.

How to Delete a Beneficiary Account From SBI Netbanking

  1. To remove a particular beneficiary from State Bank of India netbaking account, you should follow the steps from 1 to 5 and then click on Delete button.

  2. Select the Account you want to remove and click on 'Show Details' button

  3. Click on delete button

  4. You will be asked to confirm the deletion

    Click OK to proceed.

Step to Modify SBI Inter-Bank Beneficiary

  1. Follow Steps 1 to 5 and click on Modify button.

  2. Now you can view all the beneficiaries added in your account. Select the one you want to edit and click 'Show Details' button.


This article does not count the after effects of demonetisation of Rs 500 and Rs 1,000 notes and recent Reserve Bank's instructions to limit the transactions using Jan Dhan accounts opened. There are restrictions over the amount which can be deposited in Jan Dhan accounts after 8 November 2016 on war against legalising black money in India using those accounts. One of the easiest way adopted by black money holders to legalise their black money was to deposit unaccounted money (old 500 and 1000 notes) to Jan Dhan accounts and withdraw in the form of new currency notes. This movement forced Reserve Bank to strictly monitor the Jan Dhan accounts transactions . In addition to this, there is a restriction over daily withdrawal (not online transaction) in the form of currency to limit the possibility of exchanging old 500 and 1000 Rupee notes with new currency notes.

Further Readings

Precautions For ROM-0 Router Vulnerability To Hack Access

If you are still using older versions of Small Office Home Office devices for your home or office, it is the high time to consider updating them. A common vulnerability found on SOHO routers and Gateways (unfortunately even on the models which are still in market) called ROM-0 vulnerability which lets an external intruder to hack in to your network router /gateway partially or even fully and gain control of it. If you have installed the lasted version of Avast on your computer, it feature 'Home Network Security scanner' will tell you whether your Gateway is affected with ROM-0 vulnerability. This article is intended to inform you about one of the common network vulnerability which is utilized by hackers to gain access to router, ROM-0, what is ROM-0 vulnerability and how to prevent your router from it.

What is ROM-0 vulnerability

ROM-0 vulnerability allows attacker to request ROM-0 through HTTP port. Which means if the port 80 is open on your device, a hacker can go in to the page "" using this bug. Since port 80 is open by default, you must be very careful. Once the attacker gained access, he can download the username/password combination.

Router Models Vulnerable to ROM-0 vulnerability

I think it is better tell you the common point in all router models which are vulnerable than list the entire model numbers and manufactures. It is wise to say that all older versions irrespective of manufacture are under this category. If you are using a device which is not having the latest firmware, that device has the potential to be a victim. It does not exclude any specific models of Linksys, D-link, Netgear etc. If any router firmware is not longer updated by the manufacturer, it is wise to replace them immediately with a secure model. So before making your mind to purchase a gateway or router, you must check whether this router model is free from ROM-0 bug.

Have a look at the scan report which discovers the hidden vulnerability.

How to Fix ROM-0 vulnerability

The perfect solution is to replace your obsolete device with a latest model. However, if you are not in a position to spend money for it, you can try following solutions.

  1. Update your Router's firmware with the latest available version.

  2. Disable Remote Access on your device

  3. Since it is port 80 vulnerability, use a different non using private IP number to start using HTTP traffic.

  4. Use port forwarding to continue get the HTTP traffic, by using a non using Private IP address and forward port 80 to it.

  5. By blocking access to your router via external ports, Your router is safe

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