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How To Delete Beneficiary Fund Transfer in HDFC Netbanking Account

If you are using HDFC bank for online transfer of money to another account, you should add the beneficiary details (account number and other details of the receiver) first. Then you should wait till HDFC enables the new beneficiary for fund transfer. After they enable the beneficiary, you can start transferring money. The time to enable a beneficiary account depends on the bank policy (right now it is 12 hours).

 It is important to note that there is a maximum number of beneficiary registration for each type of fund transfer in HDFC bank (Currently it is 50 beneficiaries per each type of transfer).

 This article is about deleting a no longer needed beneficiary from your HDFC net banking account.

Steps to Delete a Beneficiary from HDFC Account
Update (05-04-2015): It seems HDFC has removed the feature to delete existing beneficiaries, but we can use the edit feature to alter all information we added. The instructions listed just below this update explains this procedure.

Automatic Deduction Of Money From Account
  1. Login to HDFC net banking using the link

  2. Click on Funds Transfer on the top menu

  3. Click on Enquire on the left-hand menu and then click 'View List of Beneficiaries'

  4. Click on Go button under the Transaction Type. If you are going to edit a beneficiary created for NEFT, you must click the Go button under NEFT.  The same rule applies to IMPS, RTGS, etc.

  5. Scroll to the bottom of the list where you can see two buttons Delete and Add New. Select the beneficiary name by choosing using the radio button and click the delete button to remove it from your account.

  6. Now select the beneficiary by choosing the radio button and click Edit. Here you can edit the account type, name, and email id. Please note that you cannot change the beneficiary type or the account number.

< ------------------ Old Outdated Steps ----------------------->

  1. Login to HDFC Netbanking account

  2. Click on Third Party Transfer
    how to delete beneficiary in HDFC net banking account

  3. Click on View List of Beneficiaries on the left-hand side
    Send fund from HDFC account

  4. Select the Transfer type and click View
    select or create a beneficiary account in online banking

  5. Select the beneficiary and click delete
    HDFC payment gateway

  6. Now you need to confirm the deletion of the beneficiary

How to Add a new Beneficiary

If you want to transfer money to another account via net banking, you must add him first to your account as a beneficiary. It is necessary for both NEFT and RTGS.
  1. Log in to your account

  2. Click on Third Party Transfer
    how to delete a beneficiary in HDFC net banking account

  3. Click on Add a Beneficiary
    NEFT transaction failed

  4. Click on the Continue button and enter the account details to which you want to send money.

Money transfer methods RTGS and NEFT are different in the way they work. If you want to transfer money real time without delay, you must use RTGS option. RTGS stands for Real Time Gross Settlement, and you can transfer money by online to accounts in any banks within India without any delay.

You do not need to wait for clearance to accomplished the process. However, banks charge a fee for this type of money transaction and currently, HDFC charges RS 25 for any transaction between 2lakh to 5lakh. If the amount is higher than 5lakh, you must pay Rs 50 as the fee.
  1. Modify SBI Inter-Bank Beneficiary
  2. Kerala Vs Gujarat Development Models
 RTGS doesn't work on holidays and non-banking time though banks claim real-time transfer. Another issue with RTGS is the higher minimum amount to transfer. We can start RTGS request only if the amount is at least 2lakh.

Another mode of online money transfer by HDFC is NEFT. It stands for National Electronic Funds Transfer, and you can send payments to any third party accounts in India with few restrictions. HDFC charges a small fee for NEFT money transaction depends on the transaction amount.


Rajan said…
Can you tell me how to add a new Beneficiary in my bank account ? Can I transfer money from my State bank (SBI) account to another HDFC account ?
Unknown said…
Beneficiery can be deleted, on the last step where you can edit the beneficeiry there is also one more option to delete beneficeiry.
Alex George said…
Thanks for your correction Nitin. I didn't notice that option. I will check it and update the article.
Unknown said…
Thank you. Much useful.
sojan said…
Yes.. Its very simple.. You need to activate netbanking + third party transfer to use this feature..
Unknown said…
Thank you so much . Helpful
Raa Vijay said…
Thanks, It helped a lot!
Unknown said…
nice details
Unknown said…
Thank you so much.. It was very helpful.
Unknown said…
Thank you so much...
Unknown said…
Thank You , It was a great help.
Unknown said…
thank you
Unknown said…
Its very useful and simple
Unknown said…
thank you so much..
Unknown said…
thank you re dost!!
Unknown said…
How do I delete it in the app
Alex George said…

I have not seen a way to delete the beneficiary list using an App. You may need contact Bank Phone Support to confirm a safe App for this purpose.
Unknown said…
thank you brother...
Unknown said…
thanks mate
Unknown said…
Editing or deleting beneficiary details wil reflect in transaction statement narration or something ?
Alex George said…
@ Unknown

It will not reflect in the transaction statement.
Dear sir / madam
how to see the details of deleted beneficiary perticulars in hdfc bank pl send me to my mail id
pl send reply
Alex George said…
@ Prabhakar Divakarla

You cannot see the details of deleted beneficiaries in your account. For that, you need to contact HDFC phone support or visit your branch.

You can get the HDFC support number for your city from the link below.

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Alex George
Alex George has Engineering graduation in Computer Science and an MBA in Finance. He had been working as a senior Network Engineer for ten years. His specialization is in Cisco products. Traveling is one of his hobbies and visited various places as part of his onsite work. He visited different places as part of his onsite work like New York, Dubai, London, etc. Right now Alex is a director of one of the leading career development firms in India, which trains students for UPSC, SSC, and PSC examinations. He guides a lot of students to get selection for various prestigious institutions like CBI, Income Tax Department, etc. Alex George is a stock market investor and a very active intraday trader. Engineering Background: He has a B.Tech in Computer Science and Engineering and passed different network and security courses like CCNA, CCNP (Security), CEH, and various Microsoft certifications. Finance Background: Alex has an MBA in Finance. He is an active intraday trader and a Share Market Investor. Webmaster Skills: Alex is a blogger since 2004. He has a working knowledge of HTML, CSS, PHP, and JavaScrip.