How To Delete Beneficiary in the HDFC Netbanking Account?

Are you using HDFC Bank for online money transfers? If you use it for the first time, you must add the beneficiary to initiate the fund transfer.

That includes the account number, name, and other relevant information.

After adding the beneficiary, you must wait for HDFC to enable them for fund transfers. Once the bank activates the beneficiary, you can begin transferring funds.

The activation time depends on the bank's policy, which is currently 30 minutes.

It is important to note that HDFC Bank limits the number of beneficiaries you can register for each type of fund transfer. At present, you can add up to 50 beneficiaries per transfer type.

In this article, I will explain how to add a new beneficiary and delete a beneficiary in your HDFC Net Banking account.

1. Login to HDFC Net Banking using this link: http://www.hdfcbank.com/.

2. Click the 'Funds Transfer' in the top menu.

   

3. In the left-hand menu, click Enquire, then select View List of Beneficiaries.

   

   Under Transaction Type, click the Go button for the relevant transfer method (NEFT, IMPS, RTGS, etc.).

4. Scroll to the bottom of the list, where you will find two buttons: Delete and Add New.

   

   • To delete a beneficiary:

     1. Select the beneficiary's name using the radio button.

     2. Click the 'Delete' button to remove it from your account.

   • To edit a beneficiary:

     1. Select the beneficiary using the radio button and click Edit.

     2. You can modify the account type, name, and email ID.

     3. Note that you cannot change the beneficiary type or account number.

I hope I have explained how to edit and delete an existing beneficiary in an HDFC NetBanking account. Now, I will answer some questions from the readers of CoreNetworkZ Tech Solutions.

Pradeep Kumar, a marketing executive in Bengaluru, asked, "Hello Alex, what are all the details necessary to create a new beneficiary in my HDFC bank account?"

Amit Pawan, a regular reader of CoreNetworkZ Tech Solutions, asked, "I want to add one of my friends as a new beneficiary. I know his bank account details but do not know the IFSC code. How do I add him as a beneficiary without adding the IFSC code?"

Julia Sebastian, a web designer from Chennai, asked, "Hello Alex, I removed one beneficiary from the HDFC bank account yesterday. Is there any technical problem with adding her as beneficiary again?"

I will answer their questions now.

The IFSC code of the beneficiary's bank branch is necessary. Without it, you cannot add a beneficiary to your HDFC NetBanking account. I believe it answers Amit Pawan.

About Julia's question, she can add the removed beneficiary anytime. I contacted Akash, my friend, and the HDFC branch manager. He confirmed it.

Here, I will answer Pradeep Kumar's question. To add a new beneficiary to an HDFC personal bank account, you need:

1. Beneficiary's name (as per their bank account)

2. Bank Account Number of the beneficiary

3. IFSC Code of the beneficiary's bank branch

4. Bank Name and Branch Details

Let me explain the procedure.

1. Click the Third Party Fund Transfer.

   

2. Click the Add a Beneficiary link.

   

3. Click the Continue button and add the necessary information.

Let me conclude today's article now. I believe it helped you understand the process of adding and Deleting a beneficiary from an HDFC personal bank account.